Since 1992, JMJ Funding Group has redefined mortgage lending with an unwavering commitment to investors, placing your goals and needs at the heart of everything we do.
Learn the Basics
(What are Trust Deeds?)
Evaluate Opportunities
(Low LTV, High Returns)
Make Your Investment
(Guidance from JMJ Experts)
Earn Monthly Income
(Secured by Real Estate)
Secure investment backed by real estate
Trust deed investments are secured by physical real estate property. This means your investment is collateralized by a tangible asset with inherent value. If the borrower defaults, you have legal rights to the property, providing a significant safety net compared to many other investment vehicles. The property serves as the ultimate guarantee for your investment.
Predictable income with typical yields of 8-12%
Trust deeds provide regular, fixed interest payments, typically on a monthly basis. With yields ranging from 8-12%, they offer significantly higher returns than traditional fixed-income investments like CDs or bonds. These payments are contractually obligated and continue throughout the term of the loan, creating a reliable income stream you can count on.
Tax-deferred earnings with IRA options
When you invest in trust deeds through a self-directed IRA, you can potentially defer taxes on your investment income until retirement. This tax advantage allows your earnings to compound over time without immediate tax consequences. Additionally, depending on your IRA type (Traditional or Roth), you may benefit from tax-free growth or tax-free withdrawals in retirement, maximizing the long-term value of your investment.
Your investments are managed by real estate professionals with over 80 years of combined expertise since 1992. Our team has successfully navigated multiple market cycles, providing investors with personalized guidance based on deep industry knowledge and proven strategies tailored to your financial goals.
Secure consistent monthly income that outperforms traditional investments. While bank CDs offer 1-3% and stocks average 7-10% with high volatility, JMJ's trust deed investments deliver competitive yields with reliable monthly cash flow, allowing you to confidently plan your financial future.
We provide clear fee structures and thorough vetting of every opportunity. Before you invest, you'll receive comprehensive documentation on property valuation, borrower qualifications, and loan terms. Our multilayered due diligence ensures you have complete information throughout your investment journey.
Your investments are secured by real property with conservative loan-to-value ratios (typically 50-75%), creating a substantial equity cushion. Our comprehensive property evaluations and dedicated reserves for each loan provide multiple layers of protection, prioritizing the security of your capital even in challenging market conditions.
When you invest with JMJ Funding, you gain access to a trusted team dedicated to helping you achieve your financial goals. Whether you’re new to trust deed investing or an experienced investor expanding your portfolio, we’re here to provide the guidance, expertise, and security you need to succeed.
