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Category: Real Estate

Hard Money Loans: Your Secret House-Flipping Weapon

Home flipping is one of the most lucrative ways to bolster your investment portfolio. With the right loan, anyone can foray into real estate investment. Real estate investment is so attractive for potential diversification, passive cash flow, tax advantages, and stable cash flow. As this is an incredibly attractive opportunity for new and seasoned investors […]

6 Factors to Consider When Evaluating Hard Money Lenders

For anyone looking to secure a hard money loan, borrowers will find no shortage of hard money lenders on the market. One of the most important steps in the hard money process is finding a lender you can trust. Hard money loans are a great way to quickly raise capital and foray into the lucrative […]

Your Guide to Calculating Hard Money Loan Interest Rates

Hard money loans are a great way for real estate investors to gain access to capital quickly, allowing for an edge in the ever-demanding rental market. Unlike conventional loans, hard money loans rely on the property itself as collateral, and thus do not rely on a person’s individual financial history as much as other forms […]

Refinancing a Hard Money Loan

For those looking to invest in real estate, hard money loans can be the perfect vehicle to assist in expanding your investment portfolio. Hard money loans are quick and easy ways to raise capital for property investment and require less personal financial history into account. Instead of personal creditworthiness, the loan relies on the property […]

Hard Money vs Soft Money: What’s the Difference?

As real estate investment has taken off and more people are looking to bridge into this lucrative market, there are some decisions that each borrower must make. When looking to secure a loan, you have to both look at your own financial history and look to future goals to see what type of loan will […]

Can Anyone Get a Hard Money Loan?

Short answer – yes. Anyone may get a hard money loan. Hard money loans are a quick, easy way to raise capital when investing in property. As they rely on property collateral, rather than creditworthiness, they can also be a more accessible source of income for borrowers. Potential borrowers must go through private companies or […]

The Top Benefits – And Drawbacks – of Owner Occupied Loans

Owner occupied loans are characterized by unique benefits. For borrowers that are looking to break into the real estate investment market, this is a possible great opportunity to gain a head-start in an ever-changing market. However, as with all loan situations, owner occupied loans can either be incredibly beneficial, or if used improperly a drawback […]

Can You Have Two Owner-Occupied Homes?

Can You Have Two Owner-Occupied Homes? | JMJ Funding   A second property can be an attractive option for an extensive list of reasons. From a vacation home for weekend getaways, to a brick and mortar space for business, or a second home where one is not the primary resident, there are many reasons to […]

How Long Do I Have to Live in an Owner Occupied Loan Property?

Owner-occupied loan properties exist as an attractive option for real estate investors who are willing or able to settle down in a specific area for a given period of time. Owner-occupied loans can be attractive options for investors especially because it gives certain benefits not available to other loan borrowers. Benefits may include effective property […]

12 Undeniable Benefits to an Owner Occupied Loan

Owner-occupied loans are granted to borrowers under the stipulation that the person resides in that property. Under the guidelines of an owner-occupied loan, a borrower agrees to stay at the property for a year, move in within a month of closing, and reside there for at least 70% of the time at the property. Vacations […]

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