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Author: Ryan Hayes

How Does a Hard Money Loan Work?

Hard money loans are a quick, easy way to raise capital when looking to invest in a property. Unlike other loans, which take your financial trustworthiness into account, hard money – or private loans- rely on property collateral, rather than creditworthiness. Hard money loans are great ways to free up cash flow for investment properties […]

How to Get Approved for a Hard Money Loan

When deliberating on whether to provide a hard money loan to borrowers, investors look for a series of factors that make it worth the investment. These factors range from the borrower’s Loan to Value ratio (LTV), collateral, and all the way to their credit score. Each factor is important to keep in mind in order […]

Hard Money Loans for Small Businesses & How to Qualify

When your business experiences high growth, you may also face rising costs. Your funding should keep up with your success–the last thing you need is to wait on lengthy loan processes when your business could use extra assets. Enter the hard money loan. Hard money loans can provide a quick turnaround on funding so that […]

10 things to Know About Hard Money

With hard money growing in popularity among real estate investors, you may be interested in using a hard money loan in your next real estate investment. Here are ten things to know about hard money investment before you start working with a lender. Hard money uses property as collateral: A hard money loan is a […]

Getting Your Hard Money Loan Approved: A Definitive Guide

In 2021 the real estate market exploded, and experts expect trends to continue into 2022. Most people need to take out a loan when purchasing a property, whether they plan on living in it or using it as an investment. A traditional bank loan typically lasts for a long time and accrues significant interest over […]

Open up Your Lending Options

Alternative funding can be a bit of a mystery to some and sometimes gets an unfair rap. Many miss out on this option when looking at real estate because realtors and real estate experts themselves may not understand it or not trust it as an option. But private money loans are a legitimate, valuable tool […]

10 Questions to Ask Before Hiring Your Next Real Estate Agent

The real estate market is crazy competitive, so you want your buying process to be in the hands of someone experienced. If you are in the process of finding a real estate agent, here are ten questions you can ask before hiring. Do you work with both buyers and sellers? Most agents usually specialize in either […]

Maximizing Returns on A Private Money Loan

Why would you want to use a private money loan if you have the cash yourself? Whether you realize it or not, a private money loan is already helping you maximize the return on your investment. Here are a few ways a private money loan can work for you: You gain leverage: leverage is using […]

4 Things Realtors and Brokers Should Share With Their Client

4 Things Realtors and Brokers Should Share With Their Client Private money can be a bit of a mystery to some, and sometimes it gets an unfair rap. Many investors and everyday buyers miss out on this option when looking at real estate because realtors and real estate experts themselves may not understand it or […]

3 Traits of a Successful Home Buyer

When it comes to buying a home, things can get quite challenging. You’re set on a potentially life-changing path and will have to put in the time, effort, and energy to make important decisions. If you want to comfortably overcome the challenges that arise, it’s helpful to prepare yourself before getting started. To do that, […]

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